No, what I would say instead is that 90%+ of SSR apps aren't architected like that, so I would accuse you of the same thing: that you're using "well architected" to describe what's actually an exotic configuration that nobody refers to when they talk about SSR, basically creating microservices on localhost that hit your own network stack which is a premature abstraction for most cases that I thought you just got done lambasting in your OP.
Who said anything about microservices on the local network stack? You don't need to do that to separate the layers; just have them be separate logical layers in your application. This is common enough that I almost think we're talking about different things: people have written APIs and SSR apps for much, much longer than SPAs have been around.
