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I do something similar. Banks in Germany offer a so called HBCI/FinTS interface (I think it is mandatory for them). There are some open source libraries available to read transaction through this interface. I made a time triggered azure function to read all transactions from the bank for the day before and add them to YNAB via their REST API. Was a fun weekend projet...

We then add categories manually to all transaction on the YNAB app, so... we go through each transaction every couple of days.



Curious to know which free libraries you are using. Additionally appreciate a comment about reliability. Cheers!


Hey! Which library to interact with the HBCI/FinTS interface are you using?




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