No, it’s not well understood. Perhaps you, and people in your direct field understand this, but does an average web developer who is reading Stripe’s documentation? Does a consumer?
Silent, given the lack of documentation or notification, is 100% appropriate here.
I mean, the docs literally spell this out, so I'm not sure how much you or the author of the article wants their hand held:
> To best leverage Stripe’s advanced fraud functionality, include this script on every page, not just the checkout page. This allows Stripe to detect anomalous behavior that may be indicative of fraud as customers browse your website.
Silent, given the lack of documentation or notification, is 100% appropriate here.