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Your article and body is completely unrelated to deposit insurance, which is the case you were trying to make.

As for the bailouts you were alluding to, they were managed at least in the US by the treasury, not the fed, and they were loans, not grants - that have since been repaid yielding $100B in profit, with more to come.

Fiscal policy and monetary policy are different things managed by different entities. Any new money that was created to support the stimulus was unrelated (after all the treasury could have apportioned any money) and has since blinked out of existence as the loans have been repaid.



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