The thing that's always a problem: the bad actors get lots of practice at being bad.
The individual honest consumer who needs to chargeback or the innocent merchant who's getting scammed is doing something they only do rarely, and so they're bad at it.
The scammer customer or the subscription-fraud-dark-pattern merchant has honed their practices to win chargebacks.
The thing that's always a problem: the bad actors get lots of practice at being bad.
The individual honest consumer who needs to chargeback or the innocent merchant who's getting scammed is doing something they only do rarely, and so they're bad at it.
The scammer customer or the subscription-fraud-dark-pattern merchant has honed their practices to win chargebacks.