As a counterpoint, I live in the US and I use credit cards exclusively. Why?
* Amex with 6% cashback on groceries
* Visa with 5.25% cashback on gas
* Visa that adds 2 years or more to manufacturers warranty.
* Credit cards with promotions that end up paying for my family trips around the country and abroad. E.g airline miles or transferable points that are equivalent to $500-$1500 per promotional period
I see no point in using debit cards except for the rarest event of me getting some cash out of ATM
* Amex with 6% cashback on groceries
* Visa with 5.25% cashback on gas
* Visa that adds 2 years or more to manufacturers warranty.
* Credit cards with promotions that end up paying for my family trips around the country and abroad. E.g airline miles or transferable points that are equivalent to $500-$1500 per promotional period
I see no point in using debit cards except for the rarest event of me getting some cash out of ATM