Fwiw, a friend works at a collection agency (that’s an entire different story), and it’s exactly as you say. Extremely rare that a company that sells their debt to the collection company will provide them any additional information regarding the debt.
My friend has told me that on occasion the debt collection company will reach out to the original owners of the debt and request additional information, but seldom get a response.
Anyone reading this, it is absolutely in your best interest to fight any debt, no matter if you believe you owe it or not. Nothing changes if you fight it and they have sufficient proof. Best case scenario is they wipe it from your credit report.
If you’ve already began making payments then you’re SOL, as making payments is considered ownership of the debt in question.
My friend has told me that on occasion the debt collection company will reach out to the original owners of the debt and request additional information, but seldom get a response.
Anyone reading this, it is absolutely in your best interest to fight any debt, no matter if you believe you owe it or not. Nothing changes if you fight it and they have sufficient proof. Best case scenario is they wipe it from your credit report.
If you’ve already began making payments then you’re SOL, as making payments is considered ownership of the debt in question.