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What's extra fun is that that insurance only covers treatments to a fairly low amount, just slightly higher than the price of your regular checkups.

(That said, I believe dental issues that are the result of e.g. accidents do get covered by the default care package.)



I've been self-employed for years now (USA), and never buy dental insurance, because it's not really insurance, it's basically a non-taxable way for companies to give their employees extra money. Buying it as self-employed persons is basically just giving the "insurance" companies your own money.


Isn't medical insurance the same? On average, the sum benefit you get from insurance is less than the total amount you pay.




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