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You can buy a used car that gets 30 mpg city for $7,000. Even with a loan, that's closer to $200/month at today's (rather high) rates, not $500-600/month.

Insurance on that will be on the order of $60/month for an adult safe driver, not $200/month.

Driving from say, Jersey City to the East Village and back every day is going to use about 10 gallons of gas per month @ $3.20/gallon that's $32/month, not $200/month.

Parking is bad though it depends on how long you park for, but that's because that has also been jacked up to only allow the wealthy to drive.

So yeah, $180/month extra would in fact be a lot.



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