Any reason you prefer Matter rather than Zigbee? Zigbee has been a thing far longer than Matter, so I don't think the "one more standard" criticism is valid here.
It is supposedly an open source standard that do not requires internet connection to work, and can use regular wifi (2,4ghz) networks as a means to connect devices so you do not need to buy a hub for them. You can create your own hub with a mini pc for instance with a regular wifi card. No need for specific hardware
Any reason you prefer Matter rather than Zigbee? Zigbee has been a thing far longer than Matter, so I don't think the "one more standard" criticism is valid here.