I have enough industry insights to prove that your data is floating out there, unprotected, in plain text and that those that are not bound by the law are making very good use of it. Every breach leaks more bits about you.

This is the main driver behind the targeted scams that ordinary people now have to deal with. It is why people get voice calls from loved ones in distress, why they get 'tech support' calls that aim to take over their devices and why lots of people have lost lots of money.

If you think I am too conspiracy theorist by making everything black and white that is maybe simply because we live different lives and have different experience.